In this article, we’ll breakdown some of the key rules of credit cards. You’ll improve your credit while automatically being rewarded for the purchases you’re already making. Optimizing your credit is a multistep process. First, we’ll set up automatic credit card payments so you never miss a payment again. Then, we’ll see how to cut […]
In this article we’re going to cover the types of bank accounts, which ones you should have, and what each one can do for you. The two main types of bank accounts are your checking and savings accounts. These two are the main types and are essential to a healthy financial life. It’s important to […]
In this article, we will cover bank fees, why you get them, how to avoid them, & how to negotiate them. It’s important to know how to properly optimize your accounts or you’ll end up paying fees & bank charges that can easily be avoided. One of the biggest secrets to avoiding fees and properly […]
In this article we’re going to cover how many savings accounts you can have. On paper it seems like a good idea to have multiple accounts, especially ones with higher rates. However, it’s usually a waste of time to be chasing the next highest savings percent rate. Multiple savings accounts There’s no limit to how […]
In the article, we will fundamentally break down how banks make money. Banks earn their money by lending the money you deposit to other people. For example, if you deposit $1,000, a Big Bank pays you a small amount in interest to hold on to that money, then turns around and lends it out at […]
In this article we will cover what to use your credit card for and when you should NOT use it. Credit cards can be great, give a ton of perks, great short term loan, and can help track your spending. They can also be your credit’s worst enemy. Late payments, overspending, and going into debt […]
Are you one of 32 million plus Americans who run a blog? There is no doubt you love what you do. Many people join the industry because they are passionate about blogging. However, over time blogging has evolved from a passionate activity or hobby into a profession (or business) that earns bloggers a good income. […]
Most people don’t get into serious credit card debt overnight. Instead, things go wrong little by little until they realize they’ve got a serious problem. The first credit card mistake is not paying attention to your cards and balances. Your debt can turn into something serious and not so small. If you’ve ended up in […]
You’re in need of a quickbuck. Who isn’t? Sometimes, however, times get more difficult than others, and you need almost cash more than ever. Although, with your busy work and day-to-day life schedule, how will you manage to make some side money? This is a question that many of us find ourselves asking. Well, we’re […]
If blogging is your passion and you want to start generating income from it, you are at the right place. Let me remind you Rome wasn’t built in a day. Your blog will take some time before you see results coming out of it. It all depends on how much of your time and effort […]