Five finance tips for a new job Believe it or not, many individuals are often unaware of what their net pay will be when they start a new job. This uncertainty stems from the various deductions that reduce gross income, such as taxes, benefits, and other payroll deductions. Without a clear understanding of these factors, […]
In the hustle of everyday life, it’s easy to lose track of your financial goals. But here’s the good news: taking control of your finances is simpler than you might think. I’ve spent years guiding millions to save intelligently and spend guilt-free. Drawing from this experience and the strategies shared in my New York Times […]
Personal finance management is a crucial aspect of our daily lives. It involves making informed and responsible decisions about our money, from budgeting and tracking expenses to investing and planning for the future. With the constant evolution of technology, managing personal finances has become more efficient and convenient than ever before. In this article, we […]
Personal finance apps have become increasingly popular in recent years. These apps offer a convenient way to manage our finances, from tracking expenses and creating budgets to monitoring investments and credit scores. With so many options available, it can be overwhelming trying to choose the best personal finance app for your needs. In this guide, […]
Personal finance apps have become increasingly popular over the years, with more and more people turning to technology to manage their finances. These apps offer a convenient and accessible way to track your expenses, create budgets, and plan for your financial future. However, like any tool, there are pros and cons to using personal finance […]
Managing personal finances is a crucial aspect of every individual’s life. With the advancement in technology, there are now various personal finance software available in the market that can help with budgeting, tracking expenses, and managing investments. However, with so many options available, it can be overwhelming to choose the best one for your specific […]
As much as we love doing everything online, there are two good reasons to choose a checking account that has fewer perks in order to have a bank with a physical branch nearby. Large cash withdrawals or deposits: If, for whatever reason, you deal with large amounts of cash regularly, you really need a physical […]
A couple of weeks ago, Google introduced a new Google Ads policy saying it won’t allow personalization of ads for consumer finance in the United States or Canada. Well, it seems like that policy may be too overreaching and causing headaches for advertisers not even in the consumer finance space. PPCGreg showed an example on […]
401(k) restrictions The 401(k) isn’t tax-free, though. There are a few restrictions. First, the government has to get its tax revenue sometime, so you’ll pay ordinary income tax on the money you withdraw around retirement age. (Remember, though, that all that money has been growing “tax-deferred” for ~30 years.) Second, you’re currently (in 2015) limited […]
1. I Will Teach You To Be Rich by Ramit Sethi (that’s me) First on the list is my own podcast, “I Will Teach You to Be Rich”. It’s where real money meets real talk. Is this a shameless plug? Yes, but after a decade of blogging, this podcast is my way of putting theory […]